Shop and make payments online and mobile, buy airtime and data bundles,
pay all your bills, book tickets for events, movies & travel or pay at the neighborhood shop.
Make all payments big or small and Pay Later, pay with Visa & Mastercard or pay with Mobile Money using Xente,
Africa’s no. 1 digital commerce and payment app.

Pay Later

We understand that sometimes you may not be able to make an instant purchase, that's why Xente allows you to shop online as well as sort out all your bills, but Pay Later, to help you manage your budget.

Pay with Visa & Mastercard

Make hustle free payments, buy and pay instantly from anywhere in the world using your Visa or Mastercard.

Pay using Mobile Money

Use the Xente to pay directly from your MTN Mobile Money and Airtel Money account.

Shop Online

Xente makes it easier, faster and more secure for you to buy stuff from apps & websites. Buy from online merchants and Pay Later, Pay with Visa & Mastercard or Pay with Mobile Money. When you check out, click on the "pay with Xente" button.

Pay Bill Simplified

Pay for airtime, data bundles, electricity, water, fees and more. Pay Later, Pay with Visa & Mastercard or Pay with Mobile Money. Xente helps you pay 20+ billers across Africa.

Hustle free tickets

Get event tickets, movie tickets, bus tickets and more without hustles or qualms. Pay Later, Pay with Visa & Mastercard or Pay with Mobile Money.

Cash back

Get Cash Back everytime you transact with Xente.

Fanatical customer care

Xente exists to make sure you are happy. If you have any issues please call or WhatsApp +256392176048, email or use our online chat functionality.

Next generation security

We do not store any of your sensitive information like passwords & PINs. We use Machine Learning and Artificial Intelligence to keep you safe from fraudsters.

Built for Africa

If you want to buy stuff from African businesses, Xente was built from the ground up for you.

Paying online is safe & easy with Xente. Connected my Visa & MasterCard & Mobile Money Accounts and boom ! #BetterThanCash
When I need airtime or pay the electricity bill and am a little short of funds, I use Xente Loan Me. No stress #BetterThanCash
Whenever I go for an event, I pay for my ticket directly from Mobile Money using Xente. #BetterThanCash
Awesome app. Awesome customer service. Love the cash back !

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Xente is better than cash