Pricing

Pricing based on your payment volume and business needs

Basic
For low volume business
Pro
For business with high volume
Pro+
For business with custom needs
Account
Account opening UGX 150,000 UGX 150,000 Contact us
Dedicated account with MTN (Annual fee per year) N/A UGX 2,500,000 Contact us
Dedicated account with Airtel Money (Annual fee per year) N/A UGX 2,500,000 Contact us
Collections
Mobile money collections (MTN Mobile Money, Airtel Money) UGX 1,000 + 3.5% UGX 500 + 2.5% Custom pricing
Card collections (Visa, MasterCard, Amex) UGX 1,000 + 4.5% UGX 500 + 4% Custom pricing
Agent Banking UGX 1,000 + 2% UGX 500 + 1% Custom pricing
Cross Border Mobile Money (Kenya, Tanzania, Zambia, Rwanda) UGX 3,000 + 3% UGX 3,000 + 3% Custom pricing
Payouts
MTN Mobile Money
UGX 500-99,000 UGX 1,400 UGX 800 Custom pricing
UGX 100,000-999,999 UGX 1,700 UGX 1,100 Custom pricing
UGX 1,000,000-3,000,000 UGX 3,000 UGX 1,500 Custom pricing
UGX >3,000,000 UGX 5,000 UGX 1,700 Custom pricing
Airtel Money
UGX 500-99,000 UGX 1,400 UGX 800 Custom pricing
UGX 100,000-999,999 UGX 1,700 UGX 1,100 Custom pricing
UGX 1,000,000-3,000,000 UGX 3,000 UGX 1,500 Custom pricing
UGX >3,000,000 UGX 5,000 UGX 1,500 Custom pricing
Bank Transfers (All local banks)
UGX 500-999,000 UGX 7,000 UGX 1,680 Custom pricing
UGX 1,000,000-3,000,000 UGX 10,000 UGX 1,680 Custom pricing
UGX >3,000,000 UGX 12,000 UGX 1,680 Custom pricing
Cross Border Mobile Money (Kenya, Tanzania, Zambia, Rwanda) UGX 3,000 + 3% UGX 3,000 + 3% Custom pricing
Pay bills
Airtime & Bundles (Voice & Data) FREE FREE FREE
NWSC UGX 7,000 UGX 1,680 Custom pricing
Light Prepaid UGX 7,000 UGX 1,680 Custom pricing
Light Postpaid UGX 7,000 UGX 1,680 Custom pricing
URA UGX 7,000 UGX 1,680 Custom pricing
KCCA UGX 7,000 UGX 1,680 Custom pricing
Virtual Visa Cards
Monthly fee per card UGX 10,000 UGX 10,000 Custom pricing
Transaction fees UGX 1,000 UGX 1,000 Custom pricing
Integrations
Open API Free Free Free
Accounting platforms (Quickbooks, Odoo) per year UGX 1,000,000 UGX 1,000,000 Custom pricing

Frequently Asked Questions

Yes, you can collect payments through Mobile Money, cards (Visa, Mastercard, Amex), and agent banking.

Yes, you can pay using Mobile Money, domestic and international bank transfers, and virtual cards. You can also buy airtime, voice and data bundles, pay electricity and water bills, and much more.

  • Comprehensive Payment Solutions: Get access to every payment method you need – mobile money, cards (Visa, Mastercard, Amex), agent banking, domestic and international bank transfers, along with value-added services like bill payments, airtime, and more – all in a single platform.
  • Great User Experience: Our apps are designed with world class interfaces for seamless payment collections and payouts.
  • Built for Business: Our platform is tailored to meet the needs of businesses, featuring automated workflows, business integrations, team management, two-factor authentication (2FA), detailed reports, and audit trails to boost team productivity.
  • Optimized for Finance Operations: Enjoy powerful reporting tools and simple, hassle-free auditing without unnecessary complexity.
  • Exceptional Service:We provide outstanding customer support through our dedicated support center. Talk to us via chat, email or phone call and will support in realtime
  • Secure & Reliable: With full licensing and enterprise-grade security, we ensure your data and transactions are always protected.

Conclusion: With Xente, your business can grow your revenue while managing every expense effortlessly – without the hassle.

Xente helps your business open accounts directly with mobile money providers. Your money goes straight into your own account (not Xente's), giving you more control, better pricing, and custom features.

  • Basic Plan: Ideal for businesses with low transaction volumes (less than UGX 20 million per month) and basic financial needs.
  • Pro Plan: Best for businesses with:
    • Higher transaction volumes (over UGX 20 million per month)
    • Require a dedicated account with MTN and Airtel
    • Optional auto-syncing with accounting software
  • Pro+ Plan: Designed for businesses that require:
    • Custom pricing
    • Tailored financial solutions to meet specific operational needs

Formally registered businesses in Uganda.

Click "Get Started" or "Request a Demo" and we will get you set up in no more than a day.

Yes, we do provide FREE API access. See the docs here

Yes, it costs 1,000,000 a year to maintain an integration with your accounting platform.

You may incur bank and telecom charges, e.g., withdrawal fees.

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