MOR for Global merchants
We manage everything on your behalf as your Merchant of Record. Xente streamlines compliance, cross-border settlement, and handles the complex web of African taxes, so you can scale globally without the operational friction.
Local Payments
Accept cards & mobile wallets
Global Settlement
Multi-currency support
Tax Compliance
Computation & remmitance
Local Protection
Chargebacks and disputes
Benefits of Xente's MOR
Focus on your growth while we manage the complexities of international commerce.
Compliance Management
We handle regulatory requirements, tax obligations, and legal compliance across our flagship markets.
Multi-Currency Settlement
Receive payments in local currency and settle globally with transparent exchange rates.
Expand Without Liability
Xente assumes merchant liability, allowing you to focus on growth rather than legal complexities.
Faster Market Entry
Eliminate regulatory delays and enter new markets within weeks instead of months.
Localized Support
Our team understands Africa's unique business environment and provides dedicated regional support.
Transparent Reporting
Real-time dashboards show compliance status, settlements, and completed tax obligations.
Global Commerce Challenges
Global merchants face unique obstacles when expanding globally. Here's what Xente solves.
Complex Tax Regulations
Each market has different VAT, sales tax, and income tax requirements that change frequently.
Multi-Jurisdiction Compliance
Operating across Africa means navigating diverse regulatory frameworks and licensing requirements.
Settlement & Currency Challenges
Converting payments across multiple currencies while managing foreign exchange risks and local banking requirements.
Operational Overhead
Managing legal entities, tax filings, and compliance reporting in each market drains resources and attention.
Local Payment Methods
Each region prefers different payment channels—mobile money in some, bank transfers in others, etc.
Risk & Liability
Merchants often bear responsibility for chargebacks, fraud, and compliance violations in unfamiliar markets.
How Xente's Merchant of Record Works
A simplified process to enable your global expansion within weeks, not months.
Accept Local Payments
Your customers pay using local methods. We convert and settle to you in your preferred currency.
We Handle Compliance
Automatic tax calculations, deducations, local filing, regulatory updates, and statutory payments.
Grow Without Limits
Scale your business globally with zero additional compliance overhead or legal complexity.
Compliance & Regulatory Excellence
Built on our regulatory licenses and partnerships across major financial hubs.
Regulatory Expertise
Our team stays updated on regulatory changes across our flagship African markets and ensures your business remains compliant.
Automated Tax Management
Real-time tax calculation, VAT handling, and automatic filing in our flagship markets.
Fast Onboarding
Start accepting payments in new markets within 2 weeks instead of 12-24 months of regulatory navigation.
Scaling Support
As your business grows across more markets, our infrastructure and compliance processes scale with you seamlessly.