Accept local payments from anywhere globally
Our collections solution provides multiple ways for your business to collect payments from mobile wallets, cards, bank transfers, and cash via agents, for products or services rendered to your customers in Africa.
Accept Mobile Money
All major mobile wallets
Accept Cards
Visa, MasterCard, AMEX
Accept via Bank
Direct bank transfers
Accept Cash
Via agent network
Multiple payment methods, one platform
Give your customers the flexibility to pay their way with our comprehensive payment collection options
Mobile Money Collections
Collect payments from all major mobile wallets seamlessly
- Direct integration with all mobile money providers
- Instant payment confirmation
- Automated reconciliation
- Customer payment notifications
Bank Collections
Receive payments via transfers to a dedicated local bank account
- Named dedicated bank account for your foreign business
- Addressable IBAN/account number for your customers to transfer to
- Automatic payment matching
- Instant settlement and notifications
Card Collections
Accept Visa, MasterCard, and AMEX cards from customers worldwide
- PCI-DSS compliant payment gateway
- 3D Secure authentication
- Faster settlements
- Multi-currency support
Cash Collections
Collect cash payments via a country-wide network of agents
- Thousands of agent locations nationwide
- Instant settlement
- Streamlined process for cash payments to your business
- Fit for customers with frequent liquidity in the field
Everything you need to collect payments
Powerful features that streamline your payment collection process and improve customer experience
Payment Links
Create and share payment links instantly with your customers via email, SMS, or social media
Payment QR Codes
Generate QR codes for in-store payments that customers can scan and pay digitally
Real-time Dashboard
Track all transactions in real-time with comprehensive analytics and reporting
Customer Identity
Secure payment processing with built-in customer information for better service delivery
Instant Confirmation
Customers receive instant payment confirmation with real-time transaction status updates
Digital Receipts
Automatically generate and issue digital receipts for every successful transaction
How payment collection works
A streamlined process that ensures smooth, error-free, and efficient payment collection
Customer payment is initiated
Request to collect a payment is initiated via our API, or payment link/QR code, or via your checkout page
Customer chooses payment method
For mobile money or card, instant payment prompts are received. Bank collections via transfers, Cash collections via POS
Payment is confirmed
Transaction is processed securely and your dashboard updates in real-time with payment confirmation
Customer receipt is issued
Digital receipt is automatically generated and sent to the customer via email or SMS for their records and comfort
Flexible access
Choose the method that works best for your business and technical requirements
Online Dashboard
User-friendly web interface for managing payments, generating payment links, creating QR codes, and viewing real-time transaction data. No coding required.
- • Create payment links instantly
- • Generate QR codes for in-store payments
- • View transaction history and analytics
- • Export reports and reconciliation data
- • Manage customer information
Xente Open API
Powerful RESTful API for seamless integration into your existing systems, websites, or mobile applications. Built for developers who need full control.
- • RESTful API with comprehensive documentation
- • Webhook support for real-time notifications
- • SDKs for popular programming languages
- • Sandbox environment for testing
- • 24/7 developer support
Enterprise-grade security you can trust
Your customers' payment data is protected with bank-level security and compliance standards
Compliance Ready
Built-in compliance with local and international payment regulations and standards
Identity Verification
Secure identity verification for all transactions to prevent unauthorized payments
End-to-End Encryption
All payment data is encrypted in transit and at rest using industry-standard 256-bit encryption
Trusted by leading businesses
Join thousands of businesses that trust Xente with their payment operations
